Redlining Maps

The Home Owners' Loan Corporation (HOLC) was a government-sponsored venture created every bit purpose of President Franklin D. Roosevelt's New Deal. Its purpose was to refinance abode mortgages, which were inward default, inward lodge to aid preclude foreclosures.

The HOLC is frequently cited every bit starting the utilisation of mortgage redlining. Redlining is the procedure of denying services to residents of for certain areas based on the racial composition of those areas. The term comes from the maps, created past times the HOLC, which marked inward carmine the areas where the banks would non invest. The trial of these maps was that residents inward the to a greater extent than affluent as well as largely white neighborhoods were far to a greater extent than probable to have financing nether the New Deal. Residents inward the poorer as well as dark communities were deemed to a greater extent than of a fiscal run a endangerment as well as and hence were less probable to have fiscal support.

You tin terminal explore examples of redlining maps from across the U.S.A. on the Mapping Inequality website. Using the Mapping Equality map y'all tin terminal zoom inward on locations to sentiment HOLC maps created for a set out of American cities. When y'all sentiment i of the historical maps the map sidebar provides details on the local population as well as the per centum of the urban nitty-gritty which was redlined on the HOLC map of the city.